Drive better pricing governance and strategies in tariffed insurance markets
Retos típicos
Incertidumbre
Las restricciones normativas limitan lo que se puede hacer en tarificación.
Ineficiencia
If you want to change rates, the process is very time-consuming if you apply manual changes, especially when regulatory requirements add complexity.
Rentabilidad
Si no puedes o no quieres cambiar las tarifas, no está claro qué otras medidas puedes tomar para mejorar tu índice de siniestralidad.
Cómo Akur8 ayuda a las aseguradoras de los mercados tarifados a afrontar estos retos
Construye modelos técnicos para estimar el coste futuro de las pérdidas
Los modelos de Akur8 te ayudan a identificar qué segmentos están generando malos resultados y a determinar cuáles de ellos justifican la intervención del regulador para posibles cambios en la tarificación o la suscripción.
Agiliza tu proceso de cambio de tarifas
In highly manual environments, rate changes can be lengthy. Our guided workflows and templates automate key steps - like variable selection, scenario simulation, and impact analysis - enabling you to make faster, easier adjustments and better support discussions with regulators when needed.
Descubre insights inteligentes para impulsar tu rentabilidad
Si los precios no pueden modificarse, o si no estás dispuesto a hacerlo, aún puede mejorar el rendimiento actuando sobre la base de insights estratégicos. Akur8 te ayuda a identificar los segmentos de clientes y las ubicaciones más rentables, lo que te permite enfocar tus esfuerzos de ventas y marketing de forma más eficaz: ya sea abriendo nuevas oficinas, lanzando campañas específicas o aplicando descuentos con mayor precisión.
MS&AD leverages Akur8 to boost innovation and transparency
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Preguntas Frecuentes
What are the benefits of using Akur8’s Pricing solution in regulated markets?
Akur8’s Pricing solution helps insurers strengthen pricing governance and achieve pricing sophistication while maintaining the transparency required for regulatory compliance.
Our solution enables you to :
- Build technical models that identify underperforming segments and estimate future losses
- Streamline rate change processes with guided workflows and templates
- Gain data-driven insights about profitable/unprofitable profiles to improve your loss ratio analysis
I can’t change rates, can I still use Akur8?
Yes. Even if you cannot change rates, you can gain valuable insights. You can learn which segments and locations are most profitable to make better decisions and control your expected loss ratio.
How does Akur8 ensure transparency and compliance in highly regulated markets?
Akur8's Transparent ML delivers the transparency and interpretability required to operate in regulated environments. You can achieve pricing and underwriting sophistication while meeting regulatory requirements.
How does Akur8 improve decision-making and pricing governance in tariffed insurance markets?
Despite regulatory constraints, Transparent ML supports insurers in understanding future losses, identifying profitable segments, generating adjustment suggestions, and analyzing customer behavior and its impact on company KPIs. These capabilities are core components of decision-making in highly regulated markets.
How can you leverage Akur8 Pricing in regulator discussions?
The Akur8 Pricing solution provides automatic suggestions for rate adjustments. These insights can be used to generate clear, audit-ready reports in the Rate module that justify pricing decisions, streamline approvals and foster transparency with regulators.
